Every injury you prevent saves you money, because the least expensive claims are the ones that never happen. By establishing a safety culture, you’ll avoid both medical costs and lost-time costs.

A recent study revealed that 40% of workers’ compensation claims are filed by employees in their first 12 months on the job. No one wants to hire a claim, but do your current hiring practices protect you?

Controlling delays also means working with urgency, handling safety hazards immediately, providing quick, prompt care for injured workers and staying on top of open claims throughout the claims cycle. This kind of urgency needs to be committed to, from the top – down.

Taking the time to explain workers’ compensation rights and responsibilities, responding promptly to injured employees with both concern and assistance, providing support throughout the recovery period, and protecting job security with stay-at-work programs all help to dispel many of the typical reasons that drive an employee into a lawyer’s office.

Recent findings show that almost half of employers are overpaying on their premiums because of mistakes in classifications, premium audits, rules interpretations, and experience modification calculations. 

As an employer, there are measures that you can take regardless of how active the carrier is in investigating and/or fighting a claim. The key is the knowledge of how to use the system to your advantage.